NATURE RISK FOR BANKS
Asset-level nature risk intelligence for regulated finance.
Turn a loan book into geolocated nature risk evidence for materiality assessment, credit decisions, client engagement and supervisory review.
Requirements and implementation dates depend on institution type, jurisdiction and supervisory scope.
Portfolio nature risk
Material exposure screen
€2.8B
assets geolocated
Counterparties screened
complete426
Material exposures
prioritized38
Deep dives
action6
WHY THIS SOLUTION
See the assets behind every exposure.
Nature risk is becoming a prudential and disclosure question across jurisdictions. In Brazil, BCB Resolution 139 establishes GRSAC reporting for institutions within its scope. In the EU, EBA ESG risk management guidance and ESRS E4 may apply according to the institution and reporting perimeter; Singapore's MAS guidance addresses environmental risk management. KEA maps the applicable requirement to the farms, mines, mills and plantations behind a portfolio.
Materiality at portfolio scale
Rank counterparties by sector, location, biodiversity sensitivity, water stress and deforestation exposure.
Asset-level location analysis
Overlay client sites with protected areas, Key Biodiversity Areas, forest loss and water risk.
Inputs risk models can use
Dependency and pressure scores per asset, ready for policies, origination, credit models and long-horizon scenario analysis.
Deep dives where they matter
Remote sensing, eDNA, bioacoustics and field ecologists for material exposures in agriculture, forestry and mining.
A supervisory audit trail
Methodology as code: every score is reproducible and documented for supervisors, internal audit and the board.
Built across frameworks
One governed evidence base can supply relevant inputs for BCB GRSAC, EBA, ESRS E4, MAS environmental risk guidance, TNFD and transaction-level standards such as IFC PS6, where each framework applies.
Science and delivery depth
Remote-sensing experience at scale, a curated Latin American field network and senior scientific oversight.
START WITH A PILOT
Prove the signal before scaling the portfolio.
A focused pilot on one sector, region or sample of the loan book shows what asset-level nature data adds to your next materiality assessment.
Portfolio diagnostic
Review available counterparty and asset data, priority sectors, current materiality approach and supervisory deadlines.
Pilot screen
Geolocate a representative sample, add nature overlays and validate material exposures with your risk team.
Portfolio integration
Scale the method, connect outputs to policies and models, and preserve an evidence trail for every cycle.
ENTER AT ANY STAGE
From a loan book to decision-ready nature risk.
Start with the data you have. KEA fills the gaps needed for a pilot, a materiality refresh or a complete portfolio workflow without rebuilding work that already holds up.
THE NETWORK
Global portfolios, local evidence.
KEA combines geospatial analysis with a global network of scientists and field practitioners, with particular depth across agriculture, forestry and mining in the world's most biodiverse regions.
The platform handles the portfolio screen. Named specialists investigate the material cases where models alone cannot settle the decision.
See what asset-level nature data adds to your next materiality assessment.